Earl DAO
About
# EARLDAO Lending Token – 12% APR Promissory Note Pool Invest in the **Ecosystems Asset Recovery Lending DAO (EARLDAO)**, a community-managed lending pool designed to strengthen property-backed DAOs facing short-term cash flow needs. Secure your EARLDAO shares and put surplus funds to work while fortifying the broader Lofty community. ## Purpose EARLDAO aggregates surplus funds contributed by participating DAOs as well as individual members to provide secured loans for critical uses including: - ✅ Repairs and maintenance - ✅ Insurance premiums - ✅ Delinquent property tax payments ## How It Works - Your contribution is exchanged for **EARLDAO tokens**, which are tradable on Lofty's secondary marketplace at any time. - Loans are issued to borrowing DAOs, backed by **promissory notes** with: - **12% simple interest**, compounded annually - **1-year maturity** (extendable based on borrower performance) - Repayments are funded through: - Rental income - Refinancing - Future capital calls - Sale of the borrower DAOs' equity in the underlying properties - **Transparent reporting and on-chain oversight** provided by **ECO Systems LLC** and **Lofty AI Inc.** ## Why Invest in EARLDAO? - Earn a **reliable yield** on idle DAO reserves - Support **stabilization of property operations** across the DAO ecosystem - Retain **liquidity flexibility** – redeem your EARLDAO shares when needed - Strengthen **collective DAO resilience** against arrears and operational disruptions ### 📈 Projected Annual Yield: **12% APY** **Documents:** [View on Dropbox](https://www.dropbox.com/scl/fo/ja878mc1b9239prnk5gn6/ANSM-fYQw3CH3DWnujjHuZc?rlkey=16j0di71go6ygtxgwq7gcckk3&st=7xulgj13&dl=0)
Property Management
Earl Vanze Co listed this property and runs its day-to-day operations — tenants, upkeep, and rent collection — so shareholders never carry the landlord workload themselves.
Offering Details
The Market
offers a mix of neighborhood livability, local employment, and day-to-day amenities that support long-term housing demand. Ask Lofty AI to compare this market against any other on the platform.
Property Updates
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Property Update (06/29/2026):
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Governance Vote for Earl DAO:
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The authorized representative, ECO Systems LLC with the following wallet address, is proposing a governance vote.
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The owner's reasoning is below, word-for-word:
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*Because this is an owner proposed vote, Lofty cannot change the content. It’s up to owners to verify the accuracy of the claims below.
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Fellow owners,
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Please review the full proposal for a coordinated resolution between Colfax DAO, EARLDAO, and Beagle DAO regarding the 22160/22164 Umland Circle collateral.
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The proposal is intended to preserve value ahead of the scheduled foreclosure timeline by having EARLDAO acquire the second-position deed of trust, provide Colfax DAO with a 12% yield opportunity, and include matched Beagle DAO equity upside from escrowed shares. It also outlines the planned sale path, repayment structure, and fallback remedies if the second lien is not paid off by the stated deadline.
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Best,
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Earl Co
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Manager, ECO Systems LLC
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Voting Options
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Please cast your vote regarding the approval of this Joint Organizational Resolution:
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Option A: FOR – Approve the proposal as written, generating a 12% annualized yield on idle cash for Colfax DAO, plus bonus Beagle DAO equity upside, with any onward distributions handled by Colfax DAO.
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Option B: AGAINST – Reject the proposal. No EARLDAO shares or Beagle DAO equity match will be issued under this Resolution, and the existing foreclosure risk will remain unresolved by this transaction.
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The winning vote will be determined by a Supermajority of 60%+ and the results will be sent to all owners on Thursday, July 2nd once the voting period ends.
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Property Update (06/29/2026):
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Governance Results for Earl DAO:
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The Governance Voting results are back for the owner-proposed vote.
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The winning vote is:
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Option B: AGAINST – Reject the proposal. No EARLDAO shares or Beagle DAO equity match will be issued under this Resolution, and the existing foreclosure risk will remain unresolved by this transaction.
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This was voted on by 12 participants in total. Out of the total number of participants, 2 voted for the winning vote, totaling 69.92% of the voting power. This is a co-ownership property, which means the governance mechanism used the scaled governance calculations as opposed to the default of 1 token equals 1 vote.
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The voting results can be found on chain here or by searching the application ID: 3624046401
Investor Reviews
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Frequently Asked Questions
How Lofty works+
Each property is held by its own LLC and divided into shares recorded on chain. Buy as few or as many as you like, collect rent daily, and trade on the order book anytime.
What returns can I expect, and how often are rental payments distributed to investors?+
Your share of net rent accrues every day, and appreciation is realized when you sell. Every listing shows its projected yield and full expense breakdown.
How does leverage work?+
Some properties carry a loan. Debt boosts cash-on-cash returns when rents outrun the payment — and cuts the other way when they don’t. Leveraged listings show the balance in Financials.
How are property decisions made?+
Big decisions — repairs, refinancing, selling — go to a shareholder vote through the property’s governance DAO, with results executed by the managing agent.
Where can I communicate with the other co-owners?+
Every property has an owners’ discussion space where co-owners talk through upcoming votes and updates.
Need Help?
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Demo settlement — no real transaction.